Flood Insurance

National Flood Insurance Program Community Rating System

Sultan maintains FEMA Class 6 rating to provide citizens with flood insurance a 20% discount on their flood insurance premiums.  Make sure your policy has this discount applied! Read more by clicking on link below:

FEMA Class 6 Verification Letter 6.28.2023

The City of Sultan participates in the National Flood Insurance Program Community Rating System.

The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.

As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:

  • Reduce flood damage to insurable property
  • Strengthen and support the insurance aspects of the NFIP
  • Encourage a comprehensive approach to floodplain management

Best Protection: Flood Insurance

National Flood Insurance is the only dependable financial protection against flood damage. Your standard homeowners insurance will not cover losses by flooding and Federal disaster assistance is only available after the President declares a disaster. Disaster assistance will rarely cover all flood related losses. Flood insurance is an affordable way to provide the financial protection your home needs.

For more information, call your insurance agent or call FEMA at 877-336-2627. Also, the FloodSmart webpage has insurance information found here:  FloodSmart | Why Buy Flood Insurance?  Remember, there is a mandatory 30-day waiting period on all new policies, so don’t wait.